Starting a trading journey shouldn’t feel like a financial burden.
Yet for many traders in the USA, securing reliable forex funding without draining their savings remains a major challenge. High evaluation fees, strict time limits, and low profit splits often stand in the way of talented individuals who deserve a real opportunity.

The good news? There are several affordable forex funding programs available in the USA, designed to help traders showcase their skills without requiring large upfront capital.

In this guide, we’ll explore 10 of the cheapest forex funding programs based on evaluation costs, flexibility, and profit-sharing terms. Whether you’re just starting out or looking to scale your trading career, these options offer a cost-effective path to becoming a funded trader.

1. Pip Strategies 

Pip Strategies offers one of the most competitive and trader-friendly funding programs in the market today. With flexible evaluation options, generous profit splits, and no time pressure, Pip Strategies is a perfect choice for traders who want to grow their careers without facing unnecessary financial strain.

Key Features:

• No Time Limits: Trade at your own pace.
  
  
• High Profit Split: Keep up to 90% of your profits.
  
  
• Flexible Account Sizes: Choose the capital that suits your strategy.
  
  
• Fast Payouts: Withdraw profits within 48 hours.
  
  
• Affordable Entry Fees: Lower barrier to entry compared to many competitors.
  
  

Whether you’re a beginner or an experienced trader, Pip Strategies provides an affordable, flexible, and supportive path to success.

2. FTMO 

FTMO is one of the most reputable forex funding companies worldwide. They offer a structured and transparent two-phase evaluation, designed to test both your profitability and risk management skills.

Key Features:

• Profit Split: Up to 90%.
  
  
• Evaluation Period: 30 days for Phase 1, 60 days for Phase 2.
  
  
• Scaling Plan: Grow your account with consistent performance.
  
  
• Free Trial: Try before you commit.
  
  

FTMO is perfect for disciplined traders who want a solid and prestigious prop firm backing them.

3. The 5%ers 

The 5%ers provide instant funding programs, allowing you to start trading real capital right after a quick evaluation. Their affordable model and profit-sharing terms are appealing for consistent, risk-aware traders.

Key Features:

• Profit Split: Up to 75%.
  
  
• Evaluation Fee: Starts at $200.
  
  
• Account Sizes: Grow from $4,000 to $4 million with scaling.
  
  
• Immediate Funding: After passing evaluation.
  
  

Ideal for traders looking for a fast-track funding model without the typical long evaluation periods.

4. Earn2Trade 

Earn2Trade offers a well-organized path to funding with their Gauntlet Mini program. It’s known for its education-first approach and detailed evaluation metrics.

Key Features:

• Evaluation Fee: Starts at $99.
  
  
• Profit Split: Up to 80%.
  
  
• Account Sizes: From $25,000 to $200,000.
  
  
• Evaluation Period: 60 days.
  
  

A great option if you’re looking for a transparent, structured evaluation with strong educational support.

5. MyForexFunds – Fast, Affordable, and Flexible

MyForexFunds quickly became a favorite among traders thanks to their low-cost evaluation options and fast access to capital. They offer multiple funding models to fit different trader needs.

Key Features:

• Evaluation Fee: Starts at $84.
  
  
• Profit Split: Up to 85%.
  
  
• Account Sizes: $10,000 to $200,000.
  
  
• Evaluation Period: 30 days.
  
  

MyForexFunds is ideal if you’re looking for a fast, flexible, and low-barrier entry into funded trading.

6. OneUp Trader 

OneUp Trader focuses on a stress-free evaluation process. Unlike many firms, they don’t impose a strict time limit for completing the challenge.

Key Features:

• Evaluation Fee: Starts at $75.
  
  
• Profit Split: Up to 80%.
  
  
• Account Sizes: $25,000 to $250,000.
  
  
• No Time Limits: Trade at your own pace.
  
  

This makes OneUp Trader a top choice for traders who prefer taking a measured, strategic approach without feeling rushed.

7. City Traders Imperium 

City Traders Imperium (CTI) offers a highly flexible model that encourages long-term growth. As your trading performance improves, so does your funding.

Key Features:

• Profit Split: Up to 80%.
  
  
• Account Sizes: Starting from $10,000.
  
  
• Scaling Plan: Gradual increase in account size based on performance.
  
  
• Evaluation Period: 60 days.
  
  

CTI’s flexible scaling model rewards consistency, making it a great choice for traders who are focused on sustainable growth.

8. Fidelcrest 

Fidelcrest is an increasingly popular prop firm offering both regular and micro challenge accounts with competitive fees and high potential rewards.

Key Features:

• Evaluation Fee: Starts at $99.
  
  
• Profit Split: Up to 90%.
  
  
• Account Sizes: From $10,000 to $1 million.
  
  
• Micro Trader Programs: Ideal for smaller budgets.
  
  

Fidelcrest suits traders who want higher leverage opportunities and scalable options with smaller initial costs.

9. Lux Trading Firm 

Lux Trading Firm offers a more traditional, risk-focused funding model. They appeal to professional-minded traders who appreciate strong risk management principles.

Key Features:

• Profit Split: Up to 75%.
  
  
• Evaluation Fee: Starts at around $195.
  
  
• Scaling Plan: Increase account size with steady performance.
  
  
• Realistic Trading Conditions: Strict but fair evaluation rules.
  
  

Lux Trading Firm is perfect for serious traders aiming to work under institutional-grade standards.

10. Bespoke Funding 

Bespoke Funding is a newer entrant but has quickly gained traction by offering affordable evaluations and attractive scaling plans.

Key Features:

• Evaluation Fee: Starts at $89.
  
  
• Profit Split: Up to 85%.
  
  
• Account Sizes: Ranging from $25,000 to $200,000.
  
  
• Rapid Payouts: Fast withdrawals upon qualification.
  
  

For traders seeking new opportunities with flexible programs, Bespoke Funding offers a refreshing alternative.

Choose the Right Funding Partner for Your Trading Career in USA

When selecting a forex funding program, it’s crucial to align the firm’s rules, costs, and payout structure with your trading style and career goals.
Among the cheapest forex funding programs available in the USA, Pip Strategies stands out by offering an unbeatable combination of affordability, flexibility, fast payouts, and high profit splits — all without the pressure of strict deadlines.

Whether you’re a beginner eager to get your foot in the door or an experienced professional looking for more flexible funding options, Pip Strategies  provides one of the most accessible and supportive routes to funded trading success.